01
How Fanfix works, step by step
Here's each step as Fanfix's own pages describe it: its FAQ, creator terms (updated 1 Aug 2026), payment terms and terms of service, read on 9 Nov 2026.
We make Hotly, so weigh that. Every detail below is from Fanfix's own pages.
| Step | What Fanfix's pages say |
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| 1. Apply | Apply on Fanfix's site or get referred by a creator. It's invite-only, every application is reviewed, and you need active social media handles |
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| 2. Get verified | You must be 18 or older. Fanfix may check your age and identity through a company called Persona, before and after you register |
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| 3. Set up payouts | You create a Stripe account during onboarding. US and UK creators can only be paid through Stripe |
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| 4. Choose what to sell | Memberships in tiers, paid direct messages (including video calls through a third-party provider), and locked content sent in message blasts |
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| 5. Prices | Fanfix sets membership fees and the minimum price for messages and locked content. You can ask for a change |
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| 6. Fanfix's share | 20% of every transaction. Fans paying by credit card pay a 13% surcharge on top |
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| 7. Get paid | Processed every Wednesday and usually in your bank by Friday, per the FAQ. The terms say about 30 days after each month ends |
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| 8. Taxes | Fanfix collects tax forms like the W-9 and reports to tax authorities. Paying your tax is on you |
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| 9. Leave | Email Fanfix to delete your account. A deleted account can't be reactivated |
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Fanfix details checked November 2026: Fanfix FAQ, Fanfix creator terms, Fanfix payment terms, Fanfix terms of service, Fanfix content guidelines. Terms change - check them before you decide.
02
Applying and getting approved
It's invite-only. Fanfix's FAQ says "every application is carefully reviewed by our Partnerships team", whether you were referred by another creator or applied through its Creator Onboarding page. "Applications submitted without verified social profiles will not be reviewed."
Then come the checks. Creators must be 18 or older, and Fanfix may send you to a company called Persona "for verification of your age, identity, and/or other eligibility criteria before, during, and after your Account registration." Approval is at its "sole discretion."
Some creators have their own contract. Fanfix's creator terms rank "a written Creator Agreement" above the published terms. If you sign one, read it first: it can differ from everything here.
It's a web app. Fanfix runs in your phone's browser, and you can add it to your home screen. Its FAQ says a native iOS app is "coming soon".
03
What you can sell
Memberships. Fans pay to subscribe, monthly or on another schedule, and you can offer tiers with different benefits. Fans can also prepay for three months or more, and then you're credited for the whole period up front, less Fanfix's share.
Paid messages and calls. Fans can pay to message you, and Fanfix's creator terms count "video calls using a designated third party provider" as paid direct messages too.
Locked content. You can send paid message blasts to subscribers, and schedule messages or send them to lists of fans, free or paid.
04
Who sets the prices
Fanfix does, mostly. It has "the sole discretion to set the fees for all Memberships" (section 2.2), and it sets the minimum for each direct message (2.3) and piece of locked content (2.4). You can price above the minimums, and ask for a change, which Fanfix can turn down.
Fanfix keeps 20%. "We keep the remaining 20% of every transaction", its creator terms say. On fans' side, its payment terms add "a surcharge of 13% on all credit cards". Our guide to Fanfix fees shows what that comes to each month.
05
How you get paid
Weekly, through Stripe. Fanfix's FAQ says "Monetized earnings are processed every Wednesday" and are "typically deposited every Friday into your bank account", with some countries taking 3 to 7 days longer. It also says you can "adjust the day and interval".
The terms give a slower default. Fanfix's creator terms say it pays "approximately thirty (30) days after the end of the applicable calendar month", or on another schedule it offers (section 3.1a).
When a payout is late, the FAQ's most common reasons are banking details and needing to update your SSN or business tax information in Stripe.
Taxes are yours. Fanfix collects "tax identification information, W-9s (and other similar documentation)" and reports them as required. Paying the tax is on you, and Fanfix can withhold amounts the law requires.
06
The rules to know
Safe for work only. Fanfix calls itself "a strictly safe-for-work (SFW) platform", and its terms ban nudity. See what Fanfix allows for the details.
No promoting rivals from Fanfix. You can't use your Fanfix account to promote Patreon, Passes, OnlyFans or other monetization platforms (section 2.5), and Fanfix can hold back that month's earnings if you do.
Help is allowed, and it counts as you. Fanfix's creator terms say "Creator" includes agents you hire to help run your account, and having one "does not affect your personal responsibility."
AI has to be labeled. You can use AI to make or edit content, but AI content must be labeled and "must never represent or imply that a Digital Persona or chatbot is a real human being".
07
Taking a break or leaving
Deleting is final. You delete your account by emailing Fanfix, and "you cannot reactivate it or retrieve any Content or information" afterwards.
Fanfix suggests pausing instead. "If you choose to take a break, we recommend that you simply stop posting your Content, instead of deleting your Account."
08
Where Hotly fits
Hotly is premium conversations. Fans pay your price to write to you, one note at a time or every week, and you reply when it suits you. There's no application, and you set every price, from $1.
What it costs. On Hosted you pay $5.99 a month and keep 80% of what fans pay. On Hosted Plus you pay $9.99 a month and keep 90%, which keeps you more than Fanfix's 20% once fans pay you about $100 a month. That covers Stripe's card fees, hosting and upkeep, and fans pay your price with nothing added. The commission halves for every 5 creators you invite who join and pay, down to 5%. Your share is paid out once a month through Stripe to your bank, with no payout fee, from $1.
Where Fanfix wins. Weekly payouts, no monthly fee, a membership product, and onboarding support for every creator it accepts. If memberships are what you sell, it's built for that. You can keep them there and share a Hotly link from Instagram or TikTok, not from your Fanfix account.